{"id":2893,"date":"2023-08-10T06:09:49","date_gmt":"2023-08-10T04:09:49","guid":{"rendered":"https:\/\/alexander-zureck.de\/financing-investment-information-learning-materials-and-more\/"},"modified":"2025-10-01T10:32:32","modified_gmt":"2025-10-01T08:32:32","slug":"financing-investment-information-learning-materials-and-more","status":"publish","type":"page","link":"https:\/\/alexander-zureck.de\/en\/financing-investment-information-learning-materials-and-more\/","title":{"rendered":"\u201cFinancing &amp; Investment\u201d &#8211; Information, Learning Materials and More"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2893\" class=\"elementor elementor-2893 elementor-1332\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50d55f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50d55f8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6c4d750\" data-id=\"6c4d750\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8da59af elementor-widget elementor-widget-text-editor\" data-id=\"8da59af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dear students,<\/p>\n<p>I have provided additional learning material for our \u201cFinancing &amp; Investment\u201d module here. This material is designed to help you better understand the content and successfully master the exam performance in our module. However, the main sources of information are the lectures and our script or the notes that I make available to you after each event.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f40b3b0 elementor-widget elementor-widget-heading\" data-id=\"f40b3b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exam Performance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-042b928 elementor-widget elementor-widget-text-editor\" data-id=\"042b928\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In our module, the examination consists of a 90-minute <strong>exam<\/strong> with a transfer task worth 10% (9 points). In the old examination regulations, there was also a <strong>seminar paper<\/strong>. Both examinations can be completed independently. However, postponing an examination always leads to stress at a later point in your studies. The seminar paper is now only part of the old examination regulations, and for this reason, I no longer offer personal supervision.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4e600a4\" data-id=\"4e600a4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-652360d elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"652360d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/alexander-zureck.de\/wp-content\/uploads\/2023\/09\/Zukunft-der-Hochschulbildung-1024x577.jpg);\" role=\"img\" aria-label=\"Digitalisierung der Hochschullehre\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tContact Me\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tIf you ever get stuck, then book an initial consultation (see above) with me. \nNOTE: Inquiries regarding the seminar paper will no longer be answered individually. Please direct any questions to my virtual buddy here.  \t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/chatgpt.com\/g\/g-68dce4d7b4988191923844743ec5876e-seminararbeit-finanzierung-investition\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tClick here for the virtual buddy\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fb3dc5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fb3dc5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f2e3b8b\" data-id=\"f2e3b8b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bcf7c6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4bcf7c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60b98bb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60b98bb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9eef6a\" data-id=\"e9eef6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b93caa8 elementor-widget elementor-widget-text-editor\" data-id=\"b93caa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: inherit; font-size: 2rem; font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform ); text-decoration: var( --e-global-typography-text-text-decoration );\">Information about the exam<\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p>Basic information about the exam can be found in the module documents. I also provide my \u201clecturer&#8217;s notes\u201d for each course. This contains extensive information on topics discussed in the course. Student questions are also answered in the <a href=\"https:\/\/alexander-zureck.de\/en\/faq-about-the-exam\/\">FAQ on the exam<\/a>.    The exam is always created based on the materials provided in the course. The course to which the exam refers is visible during exam registration. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d771841 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d771841\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc6daaf\" data-id=\"dc6daaf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27f97eb elementor-widget elementor-widget-text-editor\" data-id=\"27f97eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: inherit; font-size: 2rem; font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform ); text-decoration: var( --e-global-typography-text-text-decoration );\">Information about the seminar paper<\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p>In addition to the exam, a seminar paper must also be written in our module. The choice of topic is basically free for me. The topic only has to fit into the curriculum of Financing &amp; Investment. It is best to take a topic that concerns you professionally or privately! It is important that you integrate a practical reference in the seminar paper. A lot of information about the seminar paper is in the script and is available in the lecture. You can also find helpful information about the seminar paper here. Take a look at these posts for the seminar paper by clicking on the buttons \u2b07\ufe0f:       <\/p>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<div class=\"wp-block-buttons has-custom-font-size has-large-font-size\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-black-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/alexander-zureck.de\/en\/outline-of-a-scientific-paper\/\">Outline<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-column\">\n<div class=\"wp-block-buttons has-custom-font-size has-large-font-size\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-black-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/alexander-zureck.de\/en\/theoretical-foundation-in-seminar-bachelor-and-master-thesis\/\">Theory<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-column\">\n<div class=\"wp-block-buttons has-custom-font-size has-large-font-size\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-black-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/alexander-zureck.de\/abschlussarbeit\/\">Layout<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div> <\/div>\n<div>Frequently asked questions about the seminar paper are answered in the article \u201c<a href=\"https:\/\/alexander-zureck.de\/faq-zur-seminararbeit\/\">FAQ on the seminar paper<\/a>\u201d, which you can access with a click. All further questions will be answered by my virtual buddy, who is linked above.<\/div>\n<div class=\"wp-block-buttons\">\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7991529 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7991529\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39ee6b3\" data-id=\"39ee6b3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4846dc2 elementor-widget elementor-widget-heading\" data-id=\"4846dc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Learning Material \u201cFinancing &amp; Investment\u201d\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bde5b1 elementor-widget elementor-widget-text-editor\" data-id=\"1bde5b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below you will find further information on individual topics of our event. These are intended to help you take another look at the topics and improve your understanding of the individual topics: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d9eefef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d9eefef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b0088e5\" data-id=\"1b0088e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-931b85b elementor-widget elementor-widget-text-editor\" data-id=\"931b85b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p><\/p>\n<div class=\"wp-block-buttons\">\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 40px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<p><\/p>\n<p><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n<p><\/p>\n<p><\/p>\n<p><br><\/p>\n<p><\/p>\n<p><\/p>\n<h2 class=\"wp-block-heading\">&nbsp;<\/h2>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\">Basics of Financial Management<\/h3>\n<p><\/p>\n<p><\/p>\n<p>Banks play a central role in the economic cycle. They manage deposits, grant loans and promote investments. In this way, they support growth, create liquidity and influence the money supply. Their functions are crucial for stable economic developments and consumer confidence. However, banking systems also harbor risks. Shadow banks, often less regulated, can exacerbate financial crises. Through speculative transactions and a lack of transparency, they can destabilize the financial system. In addition, the granting of risky loans can lead to bubbles and ultimately to economic slumps. For deeper insights, read the book \u201cThe End of Banks*\u201d (alternatively at Blinkist*).        <\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\">External Financing<\/h3>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-columns\">\n<p><\/p>\n<div class=\"wp-block-column\" style=\"flex-basis: 66.66%;\">\n<p><\/p>\n<h4 class=\"wp-block-heading\">External equity financing &#8211; start-up financing<\/h4>\n<p><\/p>\n<p><\/p>\n<p>A business plan is essential for new start-ups and consists mainly of tables and a presentation. The assumptions overview lists all unknown variables, from website visits to profit margins. Important components are the cost and employee plan, which contribute to the profit and loss statement. A management summary summarizes findings and projects business forecasts for five years. A detailed business plan leads to more precise forecasts, with each plan based only on current knowledge. This plan in combination with the presentation is called \u201cDeck\u201d. This is often decisive for investors as to whether or not they invest in the company.      <\/p>\n<p><\/p>\n<p><\/p>\n<p>If you are interested in online business, I recommend the book \u201cMy Children Will Be Born Rich\u201d* (alternatively at Blinkist*). This book entertainingly explains how a problem becomes a business idea and how this is then seen as an entrepreneurial opportunity. Above all, online it is often only about solving problems and not really about innovation. If you are not interested online, you can read something similar with \u201cNo Big Deal\u201d* about the founding of a coffee house chain.   <\/p>\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-column\" style=\"flex-basis: 33.33%;\">\n<p><\/p>\n<p><strong>Successful start-ups in online business &#8211; from idea to implementation<\/strong><\/p>\n<p><\/p>\n<p><\/p>\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/amzn.to\/3E14JLh\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/m.media-amazon.com\/images\/P\/9948042344.01._SCLZZZZZZZ_SX500_.jpg\" alt=\"\" title=\"\"><\/a><\/figure>\n<p><\/p>\n<p><\/p>\n<p><em>Source: <\/em>\u201cMy Children Will Be Born Rich\u201d* on Amazon.de<\/p>\n<p><\/p>\n<\/div>\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<p><em>For repetition and deepening:<\/em> If I want to involve investors in my company, the easiest way to do this is with corporations. If you feel unsure here, I recommend the podcast episode <a href=\"https:\/\/open.spotify.com\/episode\/72VL0jcKs4v2katHGYB9BJ\" data-type=\"link\" data-id=\"https:\/\/open.spotify.com\/episode\/72VL0jcKs4v2katHGYB9BJ\" target=\"_blank\" rel=\"noopener\">\u201cCorporations in Corporate Law\u201d<\/a>. <\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b46d839 elementor-widget elementor-widget-heading\" data-id=\"b46d839\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Subscription Rights<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dcd72d elementor-widget elementor-widget-text-editor\" data-id=\"8dcd72d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The topic of \u201c<a href=\"https:\/\/alexander-zureck.de\/en\/subscription-rights-in-the-event-of-a-capital-increase\/\">subscription rights in the case of a capital increase<\/a>\u201d is an essential aspect of stock corporation law, which ensures that the interests of existing shareholders are not diluted when new shares are issued. Subscription rights allow shareholders to maintain their percentage share in the company or actively decide on their investment. For a more in-depth practical application, it is recommended to do practice exercises in order to fully understand the concept and its effects.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4778c95 elementor-widget elementor-widget-text-editor\" data-id=\"4778c95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p><span style=\"font-family: inherit; font-size: 1.75rem; font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform ); text-decoration: var( --e-global-typography-text-text-decoration );\">Investment calculation<\/span><\/p>\n<p><\/p>\n<p><\/p>\n<h4 class=\"wp-block-heading\">What Do Index Rents Have to Do with Investment Calculation and the Growth Factor?<\/h4>\n<p><\/p>\n<p><\/p>\n<p>Index rents, investment calculation and the growth factor are concepts that are used in economic or financial contexts, but they have different specific meanings and applications. To understand their relationship to each other, we must first consider each term individually: <\/p>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol><\/ol>\n<\/li>\n<\/ol>\n<p> <\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>Index rents<\/strong>: With an index rent, the amount of the rent is linked to the development of a price index, usually the <a href=\"https:\/\/www.destatis.de\/DE\/Themen\/Wirtschaft\/Preise\/Verbraucherpreisindex\/_inhalt.html\" target=\"_blank\" rel=\"noopener\">consumer price index<\/a>. If the index rises, so does the rent, and vice versa. This model offers landlords and tenants a certain degree of security, as it protects against unforeseen rent increases and keeps the rent in line with general price developments.  <\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>Investment calculation<\/strong>: Investment calculations are methods for evaluating and selecting investment projects. They are used to analyze the economic viability of investments. Common methods include static and dynamic investment calculation, with dynamic methods such as the internal rate of return, the annuity method or the capital value taking into account that money has a time value.  <\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>Growth factor<\/strong>: The growth factor indicates by what factor a quantity grows over a certain period of time. For example, an annual growth factor of 1.03 could mean that a quantity grows by 3% each year. <\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p><em>In our Financing &amp; Investment event, we focus on dynamic methods in investment calculation and, in particular, on the internal rate of return (Internal Rate of Return) and the chapter value (Net Present Value).<\/em><\/p>\n<p><\/p>\n<p><\/p>\n<p>Context:<br>These concepts can come together when considering investments in real estate. For example, an investor might want to estimate the future rental income of a property that is rented with index-linked rents. Here, the growth factor, based on historical data from the consumer price index or other relevant indices, could be included in the investment calculation to estimate the expected cash flow from the rent over the years. The growth factor would then reflect the annual increase in rent due to the index adjustment.   <\/p>\n<p><\/p>\n<p><\/p>\n<p>In short, although the concepts are used in different contexts, they can be linked in certain investment scenarios, particularly in real estate investments.<\/p>\n<p><\/p>\n<p><\/p>\n<h5 class=\"wp-block-heading\"><strong>Why Index Rents are Criticized<\/strong><\/h5>\n<p><\/p>\n<p><\/p>\n<p>&#8230; more on this in a podcast by Panajotis Gavrilis for Deutschlandfunk (click on the picture \ud83d\udc47)<\/p>\n<p><\/p>\n<p><\/p>\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.deutschlandfunk.de\/folgen-der-inflation-warum-indexmieten-in-der-kritik-stehen-dlf-29ad54f5-100.html\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/assets.deutschlandfunk.de\/c0ad6359-b811-4199-9ace-21f5c0d0c48e\/1920x1080.jpg?t=1691082757322\" alt=\"\" title=\"\"><\/a><\/figure>\n<p><\/p>\n<p><\/p>\n<p><em>Source: imago images \/ blickwinkel \/ McPHOTO, via www.imago-images.de<\/em><\/p>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-columns\">\n<p><\/p>\n<div class=\"wp-block-column\">\n<p><\/p>\n<p>Status:<\/p>\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-column\"><\/div>\n<p><\/p>\n<\/div>\n<p><\/p>\n<p><\/p>\n<p><em>*Affiliate Link \/ Advertisement<\/em><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7270f88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7270f88\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b32f2e\" data-id=\"9b32f2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Additional learning material for my \u201cFinancing &amp; Investment\u201d module. These additional materials are designed to improve understanding. <\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"iawp_total_views":7,"footnotes":""},"class_list":["post-2893","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/pages\/2893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/comments?post=2893"}],"version-history":[{"count":7,"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/pages\/2893\/revisions"}],"predecessor-version":[{"id":3636,"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/pages\/2893\/revisions\/3636"}],"wp:attachment":[{"href":"https:\/\/alexander-zureck.de\/en\/wp-json\/wp\/v2\/media?parent=2893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}